Nationalprocessing.com » ACH Check Processing http://nationalprocessing.com/blog ACH | Payment Processing Mon, 23 Apr 2012 14:57:57 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 The Value of a Merchant Processing Account http://nationalprocessing.com/blog/the-value-of-a-merchant-processing-account/ http://nationalprocessing.com/blog/the-value-of-a-merchant-processing-account/#comments Mon, 11 Apr 2011 20:41:07 +0000 admin http://nationalprocessing.com/blog/?p=289 Continue reading →]]> Any online business must be able to accept credit card orders online as well.  Without the ability to accept credit card orders via the internet, your business could suffer and you could lose potential sales because of it.  To be able to do this, you would need to set up a merchant account which allows you to add the credit processing function.  Going through a financial institution is the only way to be able to accept these cards online.  If you want to open up a merchant account to accept online transactions like this, you will need a software solution to do so.

Once your National Processing merchant account is up and running, as well as your software to do these credit transactions, you will be able to receive many things.  This includes the acceptance of Visa and MasterCard so that ordering can be done on your site, the convenience of customers never having to leave your site to pay for their purchases, a secure terminal for your merchant processing mail orders and faxes, the ability to manually type customer credit card information in a web browser, and the fact that it can be used anywhere where there is internet access.  Making easy payment processing for the consumer should be a priority for any business, and being able to accept credit cards online will only contribute to that.

This way of processing money is user friendly and is backed by top-notch payment gateways so all of your customer’s information is safe and protected.  This payment solution is reliable and flexible so that you can offer your customers the best in online payments.  Look into getting your merchant account today and start providing your customers with the service they deserve.

]]> http://nationalprocessing.com/blog/the-value-of-a-merchant-processing-account/feed/ 0 ACH Check Processing – Taking the Check Out of the Mail http://nationalprocessing.com/blog/ach-check-processing-%e2%80%93-taking-the-check-out-of-the-mail/ http://nationalprocessing.com/blog/ach-check-processing-%e2%80%93-taking-the-check-out-of-the-mail/#comments Mon, 04 Jan 2010 16:54:56 +0000 admin http://nationalprocessing.com/blog/?p=90 Continue reading →]]> We have all heard the phrase “The check is in the mail”. In most cases this is a sarcastic way of saying that something is probably not ever going to happen. In the past, people used checks as a reliable and common form of payment when they did not have enough cash on them to make a purchase or pay for a service that had been rendered. The consumer would write out a check for the amount they wanted to pay, sign it and hand it to the purveyor of the good or service that they were purchasing. The recipient would then take the check and endorse it, then deposit it at their financial institution. Today, many businesses prefer ACH check processing.

Standard paper checks are not as reliable as they once were for a variety of reasons. Checks that are mailed to the payee have the potential to get lost or misrouted. A check made out to cash, in the wrong hands can be deposited, even though it wasn’t intended for the person depositing it. In today’s uncertain economy a check is also no longer an ironclad guarantee that you will receive payment. A person is capable of writing a check for an amount greater than the funds which they actually have available. The recipient runs the risk of not only not getting paid, but incurring fees for the returned check when they accept a paper check. ACH check processing helps avoid this issue.

An ACH check is an immediate withdrawal of funds, at the time that the check is issued. No paper check has to be written out, though many financial institutions will provide a paper version back to the account holder to enable them to reconcile their statement. ACH check processing provides a safe means for businesses to accept checks and a secure way for account holders to issue checks, with no risk of the check not making it to the intended recipient.

If you have a business and are looking for ways to enhance the payment experience for your customers, then you should consider offering ACH check processing. Fast, simple and reliable, it provides a great way to ensure that you get paid on time, the first time and every time. It also protects your customers by preventing them from ever writing a check that may bounce on them or using a credit card with interest and finance charges attached.

Please contact us for more questions or comments at 800-403-8182 or at www.nationalprocessing.com

]]> http://nationalprocessing.com/blog/ach-check-processing-%e2%80%93-taking-the-check-out-of-the-mail/feed/ 0 ACH Check Processing-Bringing Checks Into the 21st Century http://nationalprocessing.com/blog/ach-check-processing-bringing-checks-into-the-21st-century/ http://nationalprocessing.com/blog/ach-check-processing-bringing-checks-into-the-21st-century/#comments Mon, 16 Nov 2009 16:17:10 +0000 admin http://nationalprocessing.com/blog/?p=47 Continue reading →]]> Adding ACH check processing to your business is a great way to reach more customers while streamlining your business.  ACH stands for Automated Clearing House processing and is affiliated with the Federal Reserve Bank.  It is the gold standard when it comes to accepting remote check payments.  Still one of the most popular methods for payment, checks have proven difficult to accept over the internet until recently.  With issues of fraud, lack of funds, and long transaction times, the process of accepting checks remotely has undergone a major overhaul to combat these issues.

We all know that the internet is a great venue for doing business.  Whether setting up an online only store to keep overhead low, or expanding your existing business to the internet, you will benefit from the large number of potential clients.  By adding ACH check processing to your payment options, you can expand your amount of clients by reaching those who either still do not have a charge card or choose to not use one for online purchases.  Using the internet for commerce purposes can also make your sales run more smoothly and cut down on costs involved in processing them.

ACH check processing can also add to your profit by decreasing processing costs associated with traditional checks.  Additionally, as the funds are typically deposited into your account within a shorter amount of time, you have much quicker access to the money you are making.  Any business owner knows that waiting for monies owed is a major drain on your time.  This ultimately affects your bottom line when you are constantly hunting down checks and wasting time following up with past-due invoices.  You are also now able to keep your bookkeeping up to date more easily.

This payment process also cuts down on the amount of bounced checks and, thus, decreases the fees associated with this.  One of the major problems with accepting checks in a traditional brick-and-mortar store has been that there was no way of knowing if the customer’s account had sufficient funds.  It might take up to a week or more to find out that the check bounced and are then hit with a fee from the bank.  Therefore, you are able to cut down on the number of bad checks that eat up profits while increasing your number of customers.  With all of the upgrades it has brought, ACH check processing represents the future of online payment.

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