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Brief History of Merchant Card Services

Financial institutions offering credit card services to merchants goes back to the 1930s. These were for specific merchants only, such as department store or oil company customers. In 1949 Diners Club was started. This card was aimed at affluent travelers...

Published 2010-04-03 02:06:00

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Credit And Debit Card Machines

Commercial transactions have always been hazardous for the merchant. Just two centuries ago, a typical merchant would suffer tremendous losses in his attempt to reach a profit. Many merchants never did reach a profit, and died penniless in poor houses or...

Published 2010-04-01 02:15:00

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Credit Card Processing

If you have a business, you will be needing a credit card processing solution. Not only will you be needing a credit card processing solution that is reliable but also you will need a credit card processing solution that fits the needs of your particu...

Published 2010-03-15 23:01:31

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WHAT CAN CONSUMERS DO TO LOWER DEBIT CARD RISK?

(1) If you don't want a debit card, demand a plain old ATM card. (2) If you do want the convenience of a debit card, lower the risks: -- Never use a risky debit card on the Internet. Only use a credit card for Internet transactions. In addition to great...

Published 2010-03-11 02:58:26

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Online Payment Processing – The Safety of Online Shopping

It seems that everyone has a web site of their own. Home-based businesses have sites that are informative and professional. Many popular brick and mortar businesses also have an online presence. Everyone encourages you to make a purchase at their online s...

Published 2010-01-08 23:39:14

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Payment Gateway – Making Money Move

Accepting credit cards and other forms of electronic payments is the only way for the businesses of today to continue to stay in the game. Today's consumer wants options when it comes to how they pay for things. Those options include cash, electronic chec...

Published 2009-12-23 12:36:38

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Interchange Fee – The Financial Weight of Merchant Accounts

An interchange fee is set by financial institutions or credit card associations and is the percentage of a sale that is charged to a merchant each time a customer uses a credit card. This percentage, as well as a small fee charged by the acquiring bank, i...

Published 2009-12-06 00:22:12

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Credit Card-How to Get Paid Automatically Over the Internet

The most popular method of payment when doing business online is, without a doubt, a credit card. Accepting these types of payments has many advantages to the customer which, in turn, ends up ultimately benefiting you and raising your profits. By integrat...

Published 2009-11-12 23:58:00

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Credit Card Processing-Providing Security to Your Customers

Credit Cards are one of the easiest ways to make and receive a payment online. Having many advantages over other forms of payment, credit card processing allows payments to be made either online or over the phone with a great deal of security. As identi...

Published 2009-11-09 22:51:17

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ACH-Making Checks as Convenient as Charge Cards

Although millions of people do not own charge cards, they have, up until recently, been the only viable option when doing business remotely. The ACH, or Automated Clearing House, has now made it possible to reach clients that use checks as their primary...

Published 2009-11-02 23:18:01

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