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Check 21 – Check Processing for the 21st Century

We are in the midst of what has been called the electronic age. The mainstream acceptance of the Internet has enabled information to flow freely and quickly. From email and chat being used to keep in touch with friends and family, to paying bills online r...

Published 2010-02-04 04:24:26

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EFT Processing – The Electronic Check Advantage

Electronic funds transfer is defined as any transfer of funds that occurs in a paperless manner. This includes that transactions that take place at a point of sale system in a retail store, as well as transactions that take place online, via telephone, or...

Published 2010-02-02 04:25:31

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Merchant Card Services – Providing Customer Friendly Options

A Merchant account is a special account used by businesses to collect payment from customers who wish to use debit or credit cards. If a business wants to be able to accept this form of payment, these accounts are necessary. Merchant card services provide...

Published 2010-01-23 22:29:00

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Check 21 – Technology in Banking

Check 21 is the short name for the Check Clearing for the 21st Century Act. This law was enacted in October 2003, going into effect one year later. It is the law that allows recipients of checks to create a digital format. This removes the need for any f...

Published 2010-01-22 23:22:32

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ACH – Financial Access for the Internet Age

ACH stands for Automatic Clearing House. It is a secure, private, nationwide system created specifically for electronic funds transfer (EFT). This system provides for the exchange of information between banks and other financial institutions. It uses the...

Published 2010-01-18 00:27:25

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Check Processing Services – Saving Sales and Increasing Revenue

We are in the midst of what is referred to as the Internet Age. It is a time when most people are using online services to do their shopping, pay bills and achieve college degrees. Even though millions of people are taking steps to become paperless, there...

Published 2010-01-13 23:41:00

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ACH Processing – The Bottom Line Advantage

The ACH network connects financial institutions nationwide. Transactions are regulated by NACHA and the Federal Reserve Banking System is its mechanism for the transportation of funds. It is one of the most secure ways to move money from one account to an...

Published 2010-01-13 06:12:22

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Online Payment Processing – The Safety of Online Shopping

It seems that everyone has a web site of their own. Home-based businesses have sites that are informative and professional. Many popular brick and mortar businesses also have an online presence. Everyone encourages you to make a purchase at their online s...

Published 2010-01-08 23:39:14

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ACH Check Processing – Taking the Check Out of the Mail

We have all heard the phrase "The check is in the mail". In most cases this is a sarcastic way of saying that something is probably not ever going to happen. In the past, people used checks as a reliable and common form of payment when they did not have e...

Published 2010-01-04 23:54:56

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ACH Regulations – Being a Rule Breaker Can Cost You

If you as a business owner decide that you would like to accept ACH payments, then it is important that you become aware of and strictly adhere to the ACH regulations that govern all transactions. Knowing these rules and regulations can help ensure that y...

Published 2010-01-02 00:00:37

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