Simple. Transparent.
Payment Processing Solutions.

Don't Settle For Second Rate Service & Pricing.
Work With The Best.

Start Processing

The Merchant Process May Offer More Than The BankIf you’re starting a business, one of the things you will need to think about is what kind of payment processing you will be using. Credit cards and online transactions are an everyday part of the 21st century retail landscape, so just having a cash register and handing out change is going to have a negative impact on the sales you enjoy. That means you’ll need to look at the services available, and in some cases, it’s going to come down whether you start a merchant account with a bank or use a merchant process instead. But why not just go with a bank?

Specialized Focus Means More Attention

With merchant services geared specifically towards retailers, taking advantage of the merchant process can often mean better rates on everything from discount fees to other transaction rates in the retail chain. The bank is a larger entity with many departments and because it must maintain its larger size and customer base, can be less flexible, less agile and less sensitive to the specific needs of the commercial and retail space, where that market is merely one facet of a much larger operation.

Merchant processes however, are aimed at servicing retailers specifically. The services offered can be more tailored to suit merchant needs, and the terms, conditions and rates they offer can be more attractive because they are more streamlined and efficient. They know exactly what you are trying to do with your financial activities and they are focused to enable that. Depending on the kind of services you require, you can also get more options and enjoy more support which can have a big impact on how smoothly your business and its payment process runs.

Your business will have its own unique strengths and needs. Using the merchant process rather than the banks may yield results more closely aligned with what you want to do.

Posted in Merchant Account, Merchant Card Services on Jan 12, 2016