Efficient check processing can help you improve your cash flow in more ways than one. First, adding this payment system in your business can significantly increase your sales because you can accept more checks from your customers without worrying about any risks. Imagine being able to process check payments as if you were processing credit card transactions. Second, check deposit fees or returned check charges are significantly lower when processed electronically, so you can put more money into your account. Finally, you also gain better control of the funds that are deposited into your account via electronic check processing, allowing you to make better decisions on how you use your cash. Always remember, many of your customers still prefer to write checks when paying for their purchases. As a matter of fact, it is estimated that more than half of all non-cash payments are made with checks. So, having the right check processing system is as crucial as having other electronic fund transfer solutions in your business. But you have to make it a point to only get the program that can guarantee accommodation of checks paid to you by your customers. Having an effective and efficient check processing system can give you an edge over your competitors. Good thing, there are many check payment processing programs to choose from. One check processing solution that you can add is the electronic check conversion program, also called the ECT. This system basically offers the best of both conventional paper checks and electronic payment systems. Here, you basically convert an actual check transaction into a digital one so funds can be electronically transferred to you from your customers’ bank accounts. This type of program offers guarantees just like in paper checks, therefore your risks are reduced while your whole check acceptance arrangement is systematized. Apart from paperwork, check processing via ECT can also dramatically reduce returned checks. Other check processing programs include remote deposit capture and check guarantees. With remote deposit capture, also referred to as Check 21, you can deposit your checks without the need for you to go to the bank. You will deposit a digitalized version of the checks that your customers pay to you. The whole process requires an online application and a special check imager. Meanwhile, check processing with check guarantee can be done using point-of-sale terminals like cash registers. Check payment is authorized after entering customer information into the terminals. Truly, with these check payment systems, you can optimize the way you run your business. For more information or to talk a representative visit nationalprocessing.com or call 877-458-3323.