The increased use of digital devices as a primary way for accessing online content is only increasing. As smart phones and tablets have begun to become more popular over the past seven years, many of the bugs that had initially seemed to relegate them as more of a novelty have been worked out. This is especially evidenced by social reliance on these devices, and the growing habits in commerce that show a significant amount of sales being completed by way of mobiles.
As with any current technology, the upgrades that add to the convenience of use are greatly reliant on software and programming. Initial development of apps was to make mobile devices more efficient and user friendly, but as programming has continued to advance, it also includes the ability to conduct commerce.
Mobile payments were initially started as the result of combining secure transaction programs with a card reader that could be connected to the mobile. This allowed for credit card payments to be accepted on a new scope, since businesses no longer needed to be tied to a wired card reader at a specific location. The processing for the transaction was linked through software that was directly in communication with accounting software for the business, and thus allowed for a seamless manner of keeping track of funds and billing.
With newer digital devices, the software has improved considerably, but the technology of the electronics also offers more and better options for vendors. Many mobile payments can now be accepted without the addition of a card reader, but they can also include more traditional forms of paper payment.
While personal checks may seem to be a lesser seen form of currency, they are still widely used. Newer mobile payments can allow for the immediate processing of paper checks through a mobile device. This continues to open up more opportunities for small businesses to complete transactions, and can also accommodate a wider range of customers. However, the right software for processing and security is still a part of what makes it possible for vendors to keep up with the social trends that drive commerce.