And Many More

Processing Credit Cards as an Independent Business Owner – The Basics

The best way of accepting and processing credit and debit cards for your independent business depends on how it operates. If you have a physical storefront, specialized hardware like a card reader will be needed. If you sell products or services online, you’ll need specialized software. If you have a physical storefront, specialized hardware like a card reader will be needed. If you sell products or services online, you’ll need specialized software.

Card Payment Solutions

Offering Security in an Online Payment World

Before we jump into what you’ll need, let’s first walk through how money is transferred from customers to merchants when credit or debit cards are used. In other words, let’s look at the big picture.

Apply Now

How Card Processing Works

To accept and process credit and debit card payments, you’ll need a way of taking the card number, expiration, and so on. If you operate an online store, you’ll need a payment gateway or virtual terminal. If you meet clients out in the field or have a physical store, you need a way of swiping or inserting the card with a mobile or credit card terminal.

    Step 1/2

    Start Processing Payments Now

    No pushy sales.Transparent, Straightforward Pricing

    Currently accepting payments?
    Yes
    No
    Approximate Monthly Volume
    $50,000 or Less
    $51,000 to $250,000
    $250,000 or More
    How You'll Process Payments
    Online
    In Person
    Over Phone
    Other
    Required Field
    Required Field
    Required Field
    Required Field
    Required Field

    Thank you!

    Your inquiry has been sent

    We will contact you asap!