High-risk Payment Solutions
Vape Shop & e-Cig Payment Processing
Process credit card payments and reduce chargebacks regardless of a high-risk merchant profile.

Efficient payment solutions designed for the unique needs of vape businesses
Regulations, fraud, and chargebacks make vape payment processing challenging. National Processing ensures compliance, prevents fraud, and stabilizes cash flow, keeping your payments secure and your business running smoothly.
20%
Average savings on transaction fees
18+
Years serving high-risk merchants
#1
Rated merchant processor
High-risk expertise
Compliance-driven solutions tailored to the challenges of vape and e-cig merchants.
Dedicated support
Around-the-clock, U.S.-based 24/7 customer support.
Reliable payment uptime
Stable accounts ensure smooth operations without shutdowns or frozen funds.
Chargeback protection
Advanced tools reduce chargebacks and safeguard your revenue.
Avoid processing hassles and high fees. Focus on growing your business.
High-risk vape shop merchant payment solutions made simple
Point-of-Sale (POS) Solutions
Simplify payment acceptance, inventory tracking, and customer transactions with POS systems designed for vape and e-cig merchants.
- Accept credit, debit, and mobile wallets like Google Pay and Apple Pay.
- Easily manage refunds, split payments, and flexible pricing for big-ticket sales.
- Track inventory with detailed reporting to optimize stock and boost sales.
eCommerce
Keep your online vape store secure with efficient payment gateways built for high-risk businesses.
- Advanced fraud protection helps reduce chargebacks and safeguard revenue.
- Real-time reporting streamlines operations and supports international sales.
- Secure, compliant processing protects customer data and your business.
"Superb experience! Seemed surreal that I have an assigned account manager that I contact directly who is professional and knowledgeable."
- Tanya S.
Related resources
Explore other high-risk merchant industry resources.
Frequently Asked Questions
Don’t see your question about processing credit cards?
Reach out to our sales team:
Due to strict regulations, potential health concerns, high chargeback rates, and age restrictions, many payment processors classify vape and e-cigarette businesses as high-risk. This classification can make it challenging to secure reliable payment processing solutions.
Typically, you’ll need to provide a valid government-issued ID, business license, voided check or bank letter, previous processing statements (if applicable), and in some occasions a detailed business plan outlining your how and where you sale your products.
Implement clear billing descriptors, provide excellent customer service, ensure timely delivery of products, and maintain transparent refund and return policies. Additionally, using advanced fraud detection tools can help prevent fraudulent transactions that may lead to chargebacks.
Our streamlined underwriting process ensures a fast approval, so you can start accepting payments promptly.
We offer 24/7 U.S.-based support to assist with any issues, ensuring your payment processing runs smoothly at all times.