RETAIL Payment Processing

Elevate the Checkout Experience

Drive down costs and simplify transactions with solutions designed for the nuances of retail.

Industries

Retail Business

Ringing up sales, bringing down payment fees

Smarter payments, stronger solutions

Build a smarter, more efficient business with our POS systems, scalable pricing, and 24/7 support. Using any credit card, your customers are helped quickly and securely so they spend more time shopping and less time waiting in line.

20%

Average savings on transaction fees

2.5% + 10¢

In-person rate

#1

Rated merchant processor

Tailored growth solutions

Guaranteed rates and full transparency, avoiding unexpected costs.

Dedicated support

Around-the-clock, U.S.-based 24/7 customer support.

Accessible data

Key metrics around deposits, payment activity, sales trends, and more.

Built-in security

PCI DSS compliant with a secure vault for card storage.

Accepting Credit Card at Retail Location

Avoid processing hassles and high fees. Focus on growing your business.

The tech to make every payment easy

Ease retail headaches with automated sales tools ingrained in POS systems with lightning-fast barcode scanners. Streamline inventory management and reporting!

POS systems

Smooth out your checkout process with our intuitive POS systems that handle credit, debit and even mobile wallets like ApplePay or GooglePay. Even manage refunds and split payments or set recommended tip percentages easily.

Inventory tracking

Beyond checkout, our inventory tracking ensures you’re never caught short, monitoring everything from product variants to stock counts and you’re even able to tailor discounts and marketing strategies based on backend data and insights.

 

Optimize your checkout with advanced POS solutions

Streamline inventory management and every transaction with our state-of-the-art POS systems.

Versatile payment options

Accept credit, debit, and mobile wallets like ApplePay and GooglePay.

Enhanced transaction features

Manage refunds, split payments, enable tipping, and set recommended tip percentages.

Smart inventory and marketing

Keep track of product variants and stock levels, and use data insights to tailor discounts and marketing efforts.

Terminals

Flexible systems

Our portable credit card terminals can handle everything from EMV chips to mobile wallets quickly and securely, making sure your customers are happy and transactions are safe.

Real-time insights

Seamlessly link loyalty programs and tap into real-time sales insights to keep your business sharp.

Integrations

Third-party software integrations

Easily connect our payment solution with the third-party software and tools you use every day.

Flexible integrations

Compatible with most third-party software and shopping carts, our flexibility guarantees smooth and reliable business transactions, maintaining top-notch workflow and customer interactions.

Lowest Fees Bar None

See How We Compare

Compare our pricing with top competitors at $15,000 monthly processing volume with all fees included.

In Person
The customer swipes their card
Online
The customer uses their card online
Manual
Card is keyed in by your team, this includes cards saved on file.
Mobile Reader
& Terminal Price
Gateway Setup Price
Basic In-person and eCommerce Plans
Advanced
Plan

$376

2.5% + 0.10

$363

2.4% + 0.10

$439

2.9% + 0.30

$527

3.5% + 0.15

$527

3.5% + 0.15

FREE

FREE

FREE
FREE

Our Competitors

Stripe
Square

PayPal

$439

2.9% + 0.30

$391

2.6% + 0.10

$514

3.4% + 0.30

$439

2.9% + 030

$530

3.4% + 0.49

$514

3.4% + 0.30

$527

3.5% + 0.15

$530

3.4% + 0.49

$49

None

None

Free

Free

Free

National Processing is the #1 Rated Merchant Processor

5

(200 reviews)

#1 Rated Merchant Processor

4.5

(400 reviews)

#1 Rated Merchant Processor

4.5

(400 reviews)

"The whole team, from the top down, is customer service oriented which is a pleasure to experience as it is rare!"

Frequently Asked Questions

You can lower your merchant fees by accepting cards using a card reader (chip or tap) rather than keying in a transaction or accepting transactions online.

As with opening a business bank account or applying for a line of credit, you’ll need business bank account information, employer identification number (EIN), financial statements, etc.

On our basic packages, our monthly fee is $9.95. To see our full list of packages visit the pricing page.

National Processing stands out with over 17 years of transparent, reliable payment solutions. Our cutting-edge technology supports your business growth, backed by our reputation as a top-ranked US processor—without hidden fees.

2-3 business days. Faster funding is available on our premium package. For more information, contact our sales team at 1.800.803.4592

Let's Work Together

If we can't beat your current rates, we'll give you $500!*

We happily accept merchants processing any amount. Price guarantee for merchants processing $10,000 or more per month. Free terminals and other promotions depend on processing volume, credit and qualifications.

Customer focused

If we can't beat your current rates, we'll give you $500!*

*We happily accept merchants processing any amount. Price guarantee for merchants processing $10,000 or more per month. Free terminals and other promotions depend on processing volume, credit and qualifications.