Solutions

ACH/eCheck Payment Processing

Rev up revenue and waste less time with a fresh payment option for your business and customers.

Industries

ACH/eCheck

Rev up revenue and waste less time with a fresh payment option

Smart Savings

ACH processing is a smart option that saves businesses boatloads on payment fees, however, ACH has to fit your unique business. You know how expensive credit card processing can get, the hassle of paper checks, and risky business of handling cash. Many businesses are surprised to find how much time, money, and peace of mind ACH and eCheck solutions provide from day one.

Save Time & Trees

Time’s more scarce than ever so why not shred your paper check system and switch to eChecks to regain some free time.

Hard To Beat

ACH produces win after win because it’s become a popular payment method, encourages recurring payments, plus it saves time and money versus other methods.

National Processing Brings

Double-up

Savings pile up by combining ACH cost effectiveness with our lowest available processing fees.

ACH & Beyond

Our world-class SOC-2 security lets you process eChecks, plus payroll, rent, and pension payments, even over-the-phone donations.

National Processing Promises

Customer-first

Work without worry and sleep easy because our U.S.-based 24/7 customer support stands ready to help you.

Honestly Human

Never face a payment issue alone knowing you have a dedicated account manager with experience, empathy, and an eagerness to solve problems.

Lowest Fees Bar None

See How We Compare

Compare our pricing with top competitors at $15,000 monthly processing volume with all fees included.

In Person
The customer swipes their card
Online
The customer uses their card online
Manual
Card is keyed in by your team, this includes cards saved on file.
Mobile Reader
& Terminal Price
Gateway Setup Price
Basic In-person and eCommerce Plans
Advanced
Plan

$376

2.5% + 0.10

$363

2.4% + 0.10

$439

2.9% + 0.30

$527

3.5% + 0.15

$527

3.5% + 0.15

FREE

FREE

FREE
FREE

Our Competitors

Stripe
Square

PayPal

$439

2.9% + 0.30

$391

2.6% + 0.10

$514

3.4% + 0.30

$439

2.9% + 030

$530

3.4% + 0.49

$514

3.4% + 0.30

$527

3.5% + 0.15

$530

3.4% + 0.49

$49

None

None

Free

Free

Free

National Processing is the #1 Rated Merchant Processor

5

(200 reviews)

#1 Rated Merchant Processor

4.5

(400 reviews)

#1 Rated Merchant Processor

4.5

(400 reviews)

“The transition to National Processing has saved us thousands of dollars per month in processing fees!”

 DAVID LANAGAN – SHARED TEAMS
5/5

Frequently Asked Questions

You can lower your merchant fees by accepting cards using a card reader (chip or tap) rather than keying in a transaction or accepting transactions online.

As with opening a business bank account or applying for a line of credit, you’ll need business bank account information, employer identification number (EIN), financial statements, etc.

On our basic packages, our monthly fee is $9.95. To see our full list of packages visit the pricing page.

National Processing stands out with over 17 years of transparent, reliable payment solutions. Our cutting-edge technology supports your business growth, backed by our reputation as a top-ranked US processor—without hidden fees.

2-3 business days. Faster funding is available on our premium package. For more information, contact our sales team at 1.800.803.4592

Customer focused

If we can't beat your current rates, we'll give you $500!*

*We happily accept merchants processing any amount. Price guarantee for merchants processing $10,000 or more per month. Free terminals and other promotions depend on processing volume, credit and qualifications.

Customer focused

If we can't beat your current rates, we'll give you $500!*

*We happily accept merchants processing any amount. Price guarantee for merchants processing $10,000 or more per month. Free terminals and other promotions depend on processing volume, credit and qualifications.