National Processing Blog

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How to Lower Your Effective Processing Rate and Boost Your Bottom Line with National Processing

Learn how to calculate your effective processing rate, what to consider when comparing that to the rates charged by other payment processors, and how National Processing works with merchants to keep their costs as low as possible.

6 Ways Merchants Can Cut Costs with Interchange Optimization

Do You Qualify for Special Visa Interchange Rates? How to Estimate Your Interchange Fees

If the category code given to your business is considered lower risk by the card issuer, the interchange rate charged on your transactions will be charged the lower rate automatically. 

Basis Points Explained: What Are They and How Do I Calculate Them Without a Basis Point Calculator?

Basis points are just a different way of talking about percentages so you won’t need a special basis point calculator to work with them. Learn more about how to calculate basis points here.

Is Your Merchant Account Holding Funds? Here’s Why That Happens and What You Can Do

Credit Card Processing Fees & Rates in 2022

Explanation of Credit Card Processing Costs and Fees

Learn how to calculate your effective processing rate, what to consider when comparing that to the rates charged by other payment processors, and how National Processing works with merchants to keep their costs as low as possible.
If the category code given to your business is considered lower risk by the card issuer, the interchange rate charged on your transactions will be charged the lower rate automatically. 
Basis points are just a different way of talking about percentages so you won’t need a special basis point calculator to work with them. Learn more about how to calculate basis points here.

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Customer focused

If we can't beat your current rates, we'll give you $500!*

We happily accept merchants processing any amount. Price guarantee for merchants processing $10,000 or more per month. Free terminals and other promotions depend on processing volume, credit and qualifications.

Customer focused

If we can't beat your current rates, we'll give you $500!*

We happily accept merchants processing any amount. Price guarantee for merchants processing $10,000 or more per month. Free terminals and other promotions depend on processing volume, credit and qualifications.