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The Future Is NFC Payments

How many times have you gone somewhere and wished that you didn’t have to carry so much with you? If you go anywhere where you have to drive, you need your driver’s license. If you are going somewhere to buy something, you also need a form of payment. For this reason, most people carry around […] read more ⟩⟩

September 19, 2019

Ways That ACH Processing Can Benefit You

Don’t fret if you have no idea what ACH processing is as everything is going to be explained here thoroughly. According to the nonprofit organization Nacha, ACH processing is the method of moving money from one bank account to another. These transactions can occur via… Direct Deposit ACH Credit And Debit Card Payments Direct Payment Consumer And Business-To-Business […] read more ⟩⟩

August 29, 2019

Signs That May Indicate POS System Employee Theft Is Occurring

There are all kinds of businesses that accept various payment forms. They take cash, credit/debit cards, checks, and online payments. Whenever money is exchanging hands, unfortunately, employee theft can occur. Of course, most business owners like to think that they hire honest, hard-working, and respectable workers, but sometimes, a rotten egg can slip through the […] read more ⟩⟩

August 22, 2019

What Causes Chargebacks?

Chargebacks aren’t something any merchant wants to see. It means a payment you thought you were getting has gone away, and the company that paid you will usually demand fees for both coming and going. Merchants generally want to avoid giving out refunds or comping their products or services, but chargebacks are particularly bad because […] read more ⟩⟩

August 1, 2019

Payment Processing Security: The Face May Be a New Key to Payment

Identity confirmation is one of the most basic forms of security when it comes to payment processing. When it comes to big purchases through a credit card, it’s always in the best interests of both the customer and the retailer to ensure that the right credit card is in the right hands, and a voluntary purchase […] read more ⟩⟩

November 24, 2015

The Virtual Color Of Money

Over the past fifty years, payment methods have changed drastically. This has also changed the idea of prosperity for many people, including both consumers and business owners. Part of this transition has also allowed for commerce to continue bolstering the national economy, and the ability to accept a variety of payment methods does contribute to […] read more ⟩⟩

December 24, 2014

eChecks: Checking It Twice

Although the electronic age has changed many ways that individuals and businesses handle their finances, the foundation for accounts and banking has still remained intact. The biggest difference is that electronic data has taken the place of physical pieces of paper, although the manner in which the transfer functions is just a simplified version of […] read more ⟩⟩

July 3, 2014

Why Do I Not Need a Pin Pad Any More?

For the last decade or more, those who have a debit card have grown more than familiar with the payment process – swipe the card, punch in the PIN number, and complete the transaction. But merchants in recent years have begun to realize that a PIN pad may not be needed.  In general, the PIN pad is […] read more ⟩⟩

April 10, 2014

Understanding Merchant Account Reserves

It doesn’t occur very often, but there are times when a merchant will find that some of their sales deposits cannot be released to them because they are being held in an escrow account called a reserve.   The reason some monies are held in reserve is due to the fact that when a processor […] read more ⟩⟩

October 1, 2013