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What to Do if Your Merchant Service Provider is Increasing Fees After Term

Modern consumers prefer to pay for goods and services with credit or debit cards. In 2019 alone, there were more than 39 billion credit card transactions in the U.S. That equates to over 100 million transactions per day.  As demand for credit card processing rises, the overall cost of processing credit card transactions has also […] read more ⟩⟩

December 2, 2021

Basis Point Calculator: Understanding Basis Points in Merchant Account Services

Basis points are hard for people to understand, and even when given a clear demonstration of them, people still get the math wrong. The issue is that if you can’t confidently differentiate between 2% and 0.2%, you’re going to be paying a lot more or less money than expected. You certainly wouldn’t be happy if […] read more ⟩⟩

November 30, 2021

National Processing POS Solutions

Searching for a streamlined POS solution that fits your business perfectly? That search is over. Introducing NP POS – the most robust yet flexible payment processor available today. Accept and process payments. Manage your company at the speed of business today. Make critical decisions based on up-to-the-minute information. National Processing’s credit card processing and POS […] read more ⟩⟩

November 30, 2021

Small Merchants With Good Credit Card Processing Benefit From Black Friday Backlash

Bolstered by concerns about working conditions around the holidays, more and more people in the United States are unofficially boycotting “Black Friday” events at major retailers. Some of the highest-profile U.S. retailers have even seen major disobedience from employees. Independent reports are making the rounds on the internet suggesting that some stores in malls around […] read more ⟩⟩

November 30, 2021

EBT Merchant Services 101

Electronic benefit transfer (EBT) is a unique option for retailers to cater to the needs of individuals who are on government assistance of some form. For example, EBT merchant services allow you to accept the following forms of payment: Supplemental Nutrition Assistance Program (SNAP) Temporary Assistance to Needy Families (TANF) Women, Infants and Children (WIC) […] read more ⟩⟩

November 24, 2021

What You Need to Know About Applying for a Merchant Account

Modern consumers prefer to pay for their purchases with a credit or debit card. For merchants, this means having to open a merchant account. Without one, your business won’t be able to accept credit card payments. Many business owners don’t realize that opening a merchant account isn’t as simple as filling out a form online. […] read more ⟩⟩

November 11, 2021

5 Things Every Business Owner Can Do To Avoid Chargebacks

By now you know that a business that accepts credit cards is a business that is likely to see better sales than a cash-only company. If your business accepts payments via credit card, you’ve likely dealt with the one trouble spot that comes with the territory: chargebacks.  What Is A Chargeback?  A chargeback is what […] read more ⟩⟩

November 9, 2021

A Beginner’s Guide to PCI DSS Merchant Levels

Data breaches and theft happen to businesses of all sizes. From Fortune 500 companies to small business operations, data theft is occurring in alarming numbers. Microsoft suffered a data breach in 2020 that revealed 280 million customer records, and the company has some of the world’s best security measures. PCI compliance aims to help businesses […] read more ⟩⟩

November 8, 2021

How Batch Settlements Work with Your Merchant Account

If your business accepts credit cards, it’s vital to understand how batch settlements work and what they mean for your business. What is a “Batch?” A batch is much like it sounds: a batch of payments. For example, let’s assume that your restaurant processes 200 credit card payments on Friday. Your business is thriving, and […] read more ⟩⟩

November 2, 2021

12 Tips for Maximizing Black Friday 2021 Sales as a Merchant

Last year, Black Friday generated over $188 billion in sales in the United States, up over $40 billion from the year before. Consumers and merchants are gearing up for Black Friday 2021, and it’s the perfect time of year to increase your quarterly profits. If you’re a merchant who wants to maximize their sales, you […] read more ⟩⟩

October 29, 2021