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6 Ways Restaurant Credit Card Processing Can Improve Customer Experience

Restaurants are dynamic, changing, and in high demand. Payment preferences often change with the value of ticket items. One survey found that 88% of diners pay for high-ticket, fancy dinners using credit. However, if a patron buys just an appetizer, they’ll opt for a debit card. Your restaurant’s credit card processing must meet the changing […] read more ⟩⟩

June 13, 2022

Contactless Payments on Phones, Steadily Growing

Contactless payment on phones is skyrocketing, and it’s a trend that was predicted when smartphones first started becoming popular. Tech experts agreed that making a payment with a phone would become a major payment method. And for users just transitioning from older “dumb phones,” this prediction seemed outlandish. Fast-forward to 2022, and 70% of customers […] read more ⟩⟩

June 9, 2022

Credit Card Processing Fees & Rates in 2022

Accepting credit cards gives customers more options when shopping with your business. However, as a merchant, it’s essential to understand the credit card processing fees and rates you’ll need to pay in 2022. Credit card processing fees can be a major expense for any business. Understanding how they work can help you avoid overpaying for […] read more ⟩⟩

June 5, 2022

About Credit Card Processing Fees

What fees should I see on my merchant statement? Your merchant statement has a lot of valuable information, and one of the most important sections is the Summary. A summary outlines: Total amount submitted Third-party transactions Chargebacks / reversals Adjustments Fees The fees shown reflect the cost you’ll pay to the credit card processor, and […] read more ⟩⟩

June 4, 2022

Explanation of Credit Card Processing Costs and Fees

Credit card processing varies between 1.5% and 3.5%, depending on numerous factors, including the issuer, payment processor, and more. Credit card issuer rates vary by brand Card networks have their own fees for credit and debit transactions. The top three networks and their average transaction costs are: American Express is the most expensive, with fees […] read more ⟩⟩

June 3, 2022

Understanding Nacha

Nacha was created to ensure that all ACH network requirements and rules are followed. They also provide clear guidance to all of the banks in their network so that they maintain strict executive and federal legislation compliance. What is Nacha? National Automated Clearinghouse Association (Nacha) is responsible for the ACH Network: Administration Development Governance Nacha […] read more ⟩⟩

June 2, 2022

How Common is Apple Pay and Why Should I Accept It?

Apple Pay is a common form of payment and is accepted by more than a million businesses across the U.S. More than 1 billion people use iPhones across the world, so it makes sense to accept Apple Pay. Doing so gives your customers more payment options and convenience. Accepting Apple Pay also allows for quick […] read more ⟩⟩

June 2, 2022

What You Need to Know About Opening a Merchant Account

If you want to accept credit or debit card payments, your business needs a merchant account. Opening a merchant account is a straightforward process, but there are still requirements that you’ll need to meet to be accepted. Here are some important things to know about opening a merchant account. You Will Need a Business Bank […] read more ⟩⟩

May 31, 2022

A-Z Explanation of Credit Card Transactions

How credit card processing works Credit card processing occurs in stages, and each stage plays an integral role in ensuring that not only can customers pay for goods but that merchants are also paid. Stage 1:  Authorizing the Charge Merchants must swipe the buyer’s card or use the chip reader. During this time, the information […] read more ⟩⟩

May 31, 2022

US-Based Merchant Account

Understanding how merchant accounts work if you operate in the United States and have a business overseas requires you to understand the many different types of merchant accounts available. However, it’s also crucial to understand that specific industries, especially those with high chargeback rates, are prohibited from setting up a merchant account. Let’s take a […] read more ⟩⟩

May 31, 2022

Why eCommerce Plus Brick-And-Mortar Equals Good Business

With so many businesses closing up shop globally and around the U.S., many people believe that brick-and-mortar stores are slowly becoming relics of the past. After all, the following businesses have been found in malls and plazas for decades, but have either closed completely or drastically reduced their locations in the past few years: Kmart, […] read more ⟩⟩

May 18, 2022

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